Author Archive: CharlieG

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Alaska Secured Promissory Note Template

Alaska Secured Promissory Note Template

The Alaska secured promissory note is a legally binding document that allows a borrower to offer collateral in order to “back” the loan. The note also outlines the various terms of the loan. Lenders typically prefer secured notes over “unsecured” notes when lending to a borrower that is considered to be at risk of nonpayment. If […]

Alaska Unsecured Promissory Note Template

Alaska Unsecured Promissory Note Template

The Alaska unsecured promissory note template is legally enforceable document that outlines the various terms of a loan. Unlike secured notes, unsecured notes are not backed by the collateral of the borrower. Unsecured notes will typically have higher interest rates due to the fact that they are not backed by any collateral. These types of notes […]

Arizona Secured Promissory Note Template

Arizona Secured Promissory Note Template

The Arizona secured promissory note is a contractual document that is entered into by a lender and a borrower. The document establishes the specific terms of a loan (payment details, term length, interest rates, etc.). Secured notes require that the borrower provide collateral. If the borrower defaults on the note, the lender has the legal right […]

Arizona Unsecured Promissory Note Template

Arizona Unsecured Promissory Note Template

The Arizona Unsecured promissory note is a legal document that establishes the various terms of a loan. Unsecured notes, as opposed to secured notes, do not have attached assets (meaning there is no collateral offered by the borrower). Lenders typically offer these types of loans to borrowers who are considered to be low risk, however […]

Arkansas Secured Promissory Note Template

Arkansas Secured Promissory Note Template

The Arkansas secured promissory note is a type of contract that is entered into by two parties (a lender and a borrower). The contract serves to establish the various terms of a loan (repayment method, term length, interest rate, collateral, etc.). The note is “secured” because the borrower offers collateral in order to receive the loan. […]

Arkansas Unsecured Promissory Note Template

Arkansas Unsecured Promissory Note Template

The Arkansas Unsecured Promissory Note Template is a written agreement that outlines the terms of a loan. The payment method, term length, interest rate, and other related details comprise the bulk of the document. The note is “unsecured” because it is not backed by the collateral of the borrower. Use the links on this page to download […]

California Secured Promissory Note Template

California Secured Promissory Note Template

The California Secured Promissory Note Template can be downloaded in .PDF or Word format using the links provided on this page. Secured promissory notes are a type of contract entered into by a lender and a borrower. They are “secured” because they are backed by collateral (that is pledged by the borrower). If the borrower ends […]

California Unsecured Promissory Note Template

California Unsecured Promissory Note Template

The California Unsecured Promissory Note Template can be downloaded using the .PDF/Word links on this page. Unsecured notes are a type of contract entered into by a lender and a borrower. The difference between a “secured” note and an unsecured one is that if the borrower defaults on an unsecured loan, the lender may file a […]

Colorado Secured Promissory Note Template

Colorado Secured Promissory Note Template

The Colorado Secured Promissory Note Template is a contract that is used to establish the terms of a loan. The note is “secured” due to having the backing of the borrower’s pledged collateral. Should the borrower default on the note, the lender can legally take possession of the collateral in order to satisfy the unpaid balance. After […]

Colorado Unsecured Promissory Note Template

Colorado Unsecured Promissory Note Template

The Colorado Unsecured Promissory Note Template is available for download in .PDF or Word format. Unsecured promissory notes differ from secured notes in that they do not have the backing of the borrower’s collateral. Therefore if the borrower defaults, the lender will need to file a judgement against the borrower in order to satisfy the […]