New York Promissory Note Templates

The New York promissory note templates are designed to be used for secured or unsecured loans. The templates are available as .PDF or Word files and may be downloaded via the links provided on this page. The templates require the submission of the principal sum, interest rate, payment schedule, and other conditions of a loan agreement. Additionally, secured notes require a description of what the borrower has pledged as collateral (unsecured notes do not have this requirement). Once the template has been filled out, the lender, borrower, and witnesses must sign the document in order for it to be legally valid.

Usury Rate – The State of New York’s interest rate limit is sixteen percent (16%) (on personal loans under $250,000). More information on New York usury law can be viewed on this page.



New York Secured Promissory Note Template

New York Secured Promissory Note Template

The New York Secured Promissory Note Template is a downloadable (available in .PDF or Word format) written agreement that is designed to provide an outline of the various terms of a loan. One of the primary requirements of a secured promissory note is that the borrower must agree to pledge collateral (i.e. “security”). The terms that […]

New York Unsecured Promissory Note Template

New York Unsecured Promissory Note Template

The New York Unsecured Promissory Note Template is a contractual document, entered into by a  lender and borrower, which establishes the structure of a loan agreement. The interest rate, principal sum, payment amount, payment schedule, and other various terms are detailed in the note. The note also covers what will happen if the borrower fails to […]